Office: 165 Pretoria Avenue, Ottawa ON. K1S 1X1

Phone: 613.238.2801

Fax: 613.238.4583

email: roberthof@royallepage.ca

royal lepage

46 years at your service

46 years at your service

46 years at your service

Whether you are a buyer, a seller, or just looking for information about Ottawa real estate, I can help you.   With over 46 years experience in all aspects of residential real estate, my business has always been focused on the needs of my clients.

I enjoy helping buyers and sellers in both Ottawa’s condominium market and the residential market. With my wealth of experience, I know how to get the best possible deal for my clients and welcomes enquiries on any aspect of residential real estate. Ottawa is my home and always has been. Real estate is my chosen career – and always has been. For complete information on my long and varied real estate career click here.

I am extremely pleased and proud to offer my clients the security of experience.

Recent Posts

Condo board fined

Published July 5th, 2016

for defying unit owners and court order! What happens if condominium board members fail to comply with the Condominium Act? That question was the focus of a case which ultimately … Read more

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Third-party money transfer bad proposal

Published June 2nd, 2016

A new business to transfer funds in real estate purchases and sales in being proposed in Ontario. The plan is to take control of all closing funds, move the money … Read more

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5 ways to avoid problems during closing

Published May 6th, 2016

As we head into the very busy spring and summer real estate markets, here are some tips to remember when you are putting your deal together in the first place, … Read more

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Joint tenants? Tenants in common?

Published April 18th, 2016

If you buy a home with your spouse or another person this year, you will have to decide how to take title together. It can be either as a joint … Read more

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Buyers beware of improperly calculated estimated taxes

Published February 16th, 2016

Thousands of purchasers of new condominiums are being over-charged for property taxes. Here’s how it works: when a new condominium is ready for occupancy, the buyer gets the keys and … Read more

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Why no-pet rental clauses have no teeth

Published February 10th, 2016

Pets. Landlords don’t want them in their properties. Tenants can’t live without them. Unfortunately, the law in Ontario just makes it worse for everyone. Under the law, you can’t prevent … Read more

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Be careful what you say when advertising…

Published January 15th, 2016

Sellers and real estate agents will advertise the top-selling features of a home so as to attract the biggest number of buyers. But there’s a fine line between marketing hype … Read more

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Mortgage hikes in our future

Published January 6th, 2016

“Royal Bank of Canada is set to raise rates on several of its mortgages, the latest in a series of changes to the mortgage industry that could help cool the … Read more

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Closing costs that could surprise you!

Published December 10th, 2015

Financial literacy month in Canada has just finished, but it’s never too late to make sure you understand the costs involved with buying a home! You’ll encounter three categories of … Read more

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Seven things to know about buying a resale condo

Published December 8th, 2015

A condominium is like a small town. It has a board of directors made up of its residents much like a local council, and it has rules, restrictions, bylaws and … Read more

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Bodies buried in your yard?

Published November 18th, 2015

If a cemetery was once on your property and the bodies were supposed to have been re-interred elsewhere, it can have disastrous consequences if you’re doing some building and dig … Read more

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Protect yourself against condo insurance deductible

Published November 12th, 2015

There is a lot of confusion out there by buyers and real estate salespeople as to what insurance is required when buying a condominium. The mistake is thinking that the … Read more

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Try to avoid buying and selling on the same day

Published October 15th, 2015

In my real estate practice there is nothing more difficult than saying to a client who is on a moving truck on their way to their new home that because … Read more

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Second-hand smoke

Published October 2nd, 2015

I read a piece recently in The Toronto Star that I think bears repeating here. Lawyer Gerry Hyman writes: A condo owner complained that the person living in the unit … Read more

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Do real estate contracts have a “cooling off” period?

Published September 22nd, 2015

Some do, some don’t. In Ontario, consumer protection legislation provides a “cooling off” period for certain types of contracts, during which consumers can change their mind and cancel the contract … Read more

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Five things to know when buying from a bank

Published September 21st, 2015

I have started receiving inquiries from buyers who notice residential properties for sale and the seller is shown to be a bank. This usually indicates that the owner could not … Read more

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Five things to remember about boundary rights

Published August 28th, 2015

There is an expression that good fences make good neighbours. One qualification. Only when the fence happens to be on the correct boundary line. Here are five things to remember … Read more

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Be wary of contracts with “on closing” conditions

Published August 24th, 2015

Mary Duncan (name changed) and her husband bought a house last year. The purchase agreement contained a warranty that the appliances and fixtures (including the furnace) would be in good … Read more

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Dogfight with condo bites couple

Published August 10th, 2015

This is the story of a $47,000 dog named Peaches and its troubled stay in a condominium. It all began back in July 2014 when a lady named Anne and … Read more

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Hidden fees can cost you thousands

Published July 29th, 2015

Two areas involving builder agreements of purchase and sale that cry out for action by the new homes and provincial watchdog are disclosure of additional costs and unit size. Recently … Read more

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Six things to know about real estate deposits.

Published July 27th, 2015

Here are some answers to common questions about deposits when you are buying a house. When must a deposit be paid? In Ontario, the standard real estate contract gives the … Read more

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Five things to remember about boundary rights

Published July 17th, 2015

There is an expression that good fences make good neighbours. One qualification. Only when the fence happens to be on the correct boundary line.  Here are 5 things to remember … Read more

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Verify condo units in your offer, deed

Published July 15th, 2015

Once upon a time not very long ago, there was a court case involving the purchase of a condo townhouse with a third-floor attic conversion that did not comply with … Read more

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10 ways to avoid the tenant from hell

Published June 22nd, 2015

Most residential tenants are long term tenants who pay their rent on time and properly look after a landlord’s property. The trick is to do the proper research in advance … Read more

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Five ways to avoid buying the wrong house

Published June 10th, 2015

  Here are five lessons to remember to make sure you do not make a major mistake when buying a home: 1.  Research your seller and the neighbourhood Make sure … Read more

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Cottage time

Published June 4th, 2015

Buying a house in the city or suburbs can be complicated enough, but buying a cottage or vacation property outside of town requires even more due diligence. In town, you … Read more

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Five things to remember when doing a renovation

Published February 24th, 2015

Recently I was asked to quote about a situation when a general contractor went bankrupt in the middle of a home renovation, and the homeowner was then liable to pay … Read more

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Check Status Certificate before selling your condominium

Published February 16th, 2015

Most condominium resale agreements are conditional upon the buyer’s lawyer being satisfied with the contents of the condominium status certificate. If the contents of this certificate are different than what … Read more

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Condominium Link is waiting for you

Published February 3rd, 2015

Condominium Link is my newsletter which I have been publishing for over 13 years. Previously I have mailed it directly but times have changed and now it seems more in … Read more

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Five things to know when buying from a bank

Published January 27th, 2015

I have started receiving inquiries from buyers who notice residential properties for sale and the seller is shown to be a bank. This usually indicates that the owner could not … Read more

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Six tips to make sure your buyer closes on time

Published January 6th, 2015

When a seller is faced with bids from more than one buyer at the same price, how do they choose which buyer’s offer to accept? If a buyer cannot close, … Read more

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If you have nothing nice to say, say nothing at all

Published December 29th, 2014

My late mother gave me this advice many years ago when it came to gossip: “If you have nothing nice to say about someone, say nothing at all.” Wise words. … Read more

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A very Merry Christmas!

Published December 17th, 2014

and let’s all remember those who may not have the advantages that we enjoy and let us think of them also when we wish each other a   Happy, Healthy … Read more

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Five things to know about disclosure and disclaimer clauses

Published December 9th, 2014

The Real Estate Council of Ontario did a survey of first time buyers in Ontario and found that one of the top issues that buyers had, was they wished they … Read more

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Five things to know about disclosure and disclaimer clauses

Published December 3rd, 2014

The basement floods after closing. Can the buyer sue the seller? The agreement contained wrong information about the property dimensions but also included a disclaimer clause. Can the buyer sue … Read more

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CMHC Releases Results of Its House Price Analysis

Published November 25th, 2014

OTTAWA, November 24, 2014 — Results from Canada Mortgage and Housing Corporation’s (CMHC) House Price Analysis and Assessment (HPAA) framework were released today indicating that overall, housing markets in Canada … Read more

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Five things to remember about chattels and fixtures

Published November 25th, 2014

The buyer notices that the oven is not working when they do their final home visit, two days before closing. Can the buyer refuse to close or hold back money … Read more

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Six tips to become a successful residential landlord

Published November 13th, 2014

  Being a successful residential landlord in Ontario is not easy. Here are six important tips to remember: 1.    Properly qualify your tenants in advance. Ask for proof of income … Read more

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Seven ways to avoid home buying horrors

Published November 4th, 2014

Even though the Halloween season has been and gone, it is a good time to remind buyers how they can avoid mistakes when buying a home that will lead to … Read more

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Scam cost homeowners a bundle

Published October 28th, 2014

Selling your home without a real estate agent means you need to be extra diligent with potential buyers, as a New Brunswick couple found out. John and Julie Wickham put … Read more

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Bidding wars – almost anything goes

Published October 14th, 2014

When it comes to bidding wars, it sometimes sounds as though the real estate market in some places is like the old wild west, where anything goes. I recently was … Read more

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Don’t blame home inspector for mould found after closing

Published October 6th, 2014

When you buy an old home you must be aware of the possibility of mould behind the walls. If you are suspicious, have the proper tests done during the home … Read more

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Understand the consequences before you sue

Published September 23rd, 2014

A wise philosopher once said: “I went bankrupt twice in my life; the first time when I lost a lawsuit, the second time when I won.” I couldn’t have said … Read more

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Protect yourself against condo insurance deductible

Published September 16th, 2014

There is a lot of confusion out there by buyers and real estate salespeople as to what insurance is required when buying a condominium. The mistake is thinking that the … Read more

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Lessons from a condo bankruptcy

Published September 8th, 2014

The bankruptcy of a proposed condo development and the arrest of a prominent real estate lawyer last month left many buyers potentially out of deposits totalling millions of dollars. It … Read more

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Housing starts showing signs of easing over next two years: CMHC

Published September 3rd, 2014

OTTAWA: September 3rd, 2014 Canada’s housing market may start showing some signs of slowing down over the next two years as new construction begins to ease, according to the latest … Read more

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Bought a house together. Broke up. Now what?

Published September 2nd, 2014

Falling in love and buying a home together sounds great, but if problems arise, it becomes expensive to sort it all out. Here’s why: Pascale Vaudrin and her boyfriend, Glenn … Read more

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New Aging – it’s not what you may think.

Published August 28th, 2014

Lauren Mark is 26 years old and may have just bought her retirement home. In many ways, her 1.5-bedroom, two-floor loft in Mississauga is as perfect for her life now … Read more

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Five things that can go wrong on closing day

Published August 11th, 2014

Closing day for a house deal is a stressful experience for buyers and sellers, having to deal with movers, lawyers, real estate agents, insurance companies and lenders to make sure … Read more

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Should your home’s selling price be public?

Published August 5th, 2014

If you’re in the market for a house and know what other houses in the area are selling for, would that help you to make an offer? This question is … Read more

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Six things to ask when buying a cottage

Published July 29th, 2014

Buying a house in the city or suburbs can be complicated enough, but buying a cottage or vacation property outside of town requires even more due diligence. In town, you … Read more

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Check the condition of your rental investment

Published July 23rd, 2014

Owning a rental property is not just about collecting the rent on time. It is also about making sure that your property is being properly maintained. If you are not … Read more

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Save on Airbnb, but is it legal?

Published July 15th, 2014

Airbnb? I’d never heard of it. Mark Weisleder sounds a few alarms though. A friend told me that she went to the Caribbean for a holiday on a deal and … Read more

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Seven questions to ask when building a deck

Published July 7th, 2014

Now that summer has finally arrived, many home owners may think about building a backyard deck by themselves. Be careful; if it is not done correctly, you may run into … Read more

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Every real estate title tells a story

Published July 2nd, 2014

When Bill Verutis bought his home on Thompson Road East in Waterford, Ontario a few years ago, he received a unique gift from his real estate agent, Penny Plunkett. It … Read more

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How to avoid the tenant from hell

Published June 24th, 2014

Most residential tenants are long term tenants who pay their rent on time and properly look after a landlord’s property . The trick is to do the proper research in … Read more

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Be prepared when you go to Small Claims Court

Published June 19th, 2014

Buyers will typically sue sellers in Small Claims Court over problems that arise after closing when the amount in dispute is $25,000 or less. The main reason is that you … Read more

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One man’s $50,000 real estate commission lesson

Published June 10th, 2014

When you sign an agreement with a real estate brokerage to sell your home, you are responsible to pay commission if you make a deal with someone who was introduced … Read more

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Ottawa resale market overview

Published June 5th, 2014

June, 2014 Spring buyers have come out of hibernation Members of the Ottawa Real Estate Board sold 1,792 residential properties in May through the Board’s Multiple Listing Service® system, compared … Read more

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Ten tips for first time real estate investors

Published June 3rd, 2014

First time investors in real estate are often very confused with the process. Here are some helpful tips to guide your buying decision. 1. Visit a mortgage broker or your … Read more

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Disclose problems you know about when selling your home

Published June 2nd, 2014

By Mark Weisleder Buyer beware, or Caveat Emptor, is a phrase used to describe the outcome when you buy something and later find a problem with it. In plain English … Read more

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Five things to know when selling a home by yourself

Published May 20th, 2014

Is it worth it to try and sell your home on your own? Mark Weisleder writes about why you should use a real estate agent to sell your home. “Here’s … Read more

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Some common questions about real estate deposits

Published May 20th, 2014

By Mark Weisleder 1. When must a deposit be paid under the standard Ontario real estate contract? In Ontario, the standard real estate contract gives the buyer two choices; you … Read more

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Seven things to remember when choosing a closing date

Published April 30th, 2014

By Mark Weisleder Spring means more people are signing real estate deals. Besides the price to be offered, you also need to think carefully when choosing your closing date, so that … Read more

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Floor plans can be your best defence

Published April 22nd, 2014

By Bob Aaron, Real estate lawyer. New home purchase agreements have loopholes What happens when the new-build condominium unit you buy from just the plans is significantly different from the … Read more

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Landlords and tenants need to co-operate when selling a home

Published April 22nd, 2014

By Robert Hof There is lots of confusion as to the rights of landlords and tenants in Ontario when a home is put up for sale. Landlords are trying to … Read more

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Be careful when you advertise property for sale

Published April 16th, 2014

By Robert Hof Sellers and real estate agents will advertise the top-selling features of a home in order to attract the largest number of potential buyers. However, be careful what … Read more

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Canadian Home Sales Edge Slightly Higher in March

Published April 15th, 2014

According to statistics’ released today by The Canadian Real Estate Association (CREA), national home sales activity edged up on a month-over-month basis in March 2014. View PDF.

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Be prepared when applying for any government tax rebate

Published April 7th, 2014

By Robert Hof New home buyers and owners renovating their own homes continue to be confused about the GST/HST rebate. There are different rules when you are moving into the … Read more

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Tenants can legally pay year’s rent up front

Published April 1st, 2014

By Robert Hof A recent decision of the Ontario Superior Court should have a major impact on lease negotiations between landlords and tenants in Ontario. This could assist credit challenged … Read more

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Ottawa’s resale market remains stable in February

Published March 30th, 2014

Members of the Ottawa Real Estate Board sold 870 residential properties in February through the Board’s Multiple Listing Service® system, compared with 903 in February 2013, a decrease of 3.7 … Read more

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Protect your rental investment with a professional property manager

Published March 24th, 2014

By Robert Hof More and more Canadians are buying rental residential real estate for investment purposes. These properties offer in most cases, stable income that pays almost all expenses, with … Read more

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North America’s top 20 housing markets

Published March 19th, 2014

By Robert Hof I just had to post this link to an article in the Financial Post. I found it really fascinating and quite surprising. http://business.financialpost.com/2014/03/05/north-americas-top-20-housing-markets-vancouver-the-most-expensive-on-continent-while-toronto-calgary-beat-new-york-city/

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Canadian home sales: How healthy is our housing market?

Published March 19th, 2014

By Robert Hof More from The Financial Post Financial Post Staff | March 17, 2014 Canadian existing home sales edged up 0.3%  in February, breaking a five-month run of declines, … Read more

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CREA Updates and Extends Resale Housing Forecast

Published March 17th, 2014

The Canadian Real Estate Association (CREA) has updated its forecast for home sales activity via the Multiple Listing Service® (MLS®) Systems of Canadian real estate Boards and Associations in 2014, … Read more

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Governments of Canada Celebrate New Affordable Housing in Ottawa

Published March 14th, 2014

By Robert Hof CMHC has just reported that Ottawa will benefit from more affordable housing for seniors. Good to see seniors are getting the consideration they deserve as that segment … Read more

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What CMHC Increase Really Means

Published March 11th, 2014

By Robert Hof CMHC announced that it is raising its rates on mortgage insurance effective May 1, 2014, by an average of 15 per cent. Although this is not good … Read more

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CMHC to Increase Mortgage Insurance Premiums

Published February 28th, 2014

By Robert Hof News from CMHC that will affect some of us. It’s best to be aware. OTTAWA, February 28, 2014 — Following the annual review of its insurance products … Read more

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Ottawa’s resale market lands softly in January’s deep freeze

Published February 28th, 2014

Members of the Ottawa Real Estate Board sold 589 residential properties in January through the Board’s Multiple Listing Service® system, compared with 594 in January 2013. “Residential sales this January … Read more

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Think Carefully Before Suing your Neighbour

Published February 25th, 2014

By Robert Hof Many times what starts off as an innocent disagreement can escalate into something major, if you are not careful. It can be an argument about noise, boundary issues, … Read more

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Check the Status Certificate Before Buying or Selling a Condominium

Published February 18th, 2014

By Robert Hof Very, very important advice from Mark Weisleder. Robert. When buying or selling a re-sale condominium, the most important document in the deal is the status certificate. It … Read more

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Canadian home sales moderate further in January

Published February 14th, 2014

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales activity posted its fifth consecutive month-over-month decline in January 2014. View PDF.

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How to find out if a murder happened in your home

Published February 11th, 2014

By Robert Hof Unless you ask a seller point blank, you are unlikely to find out whether their home was the scene of a murder, suicide, grow house operation, or … Read more

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Who pays if a neighbour’s tree damages your home?

Published February 10th, 2014

By Robert Hof During a recent ice storm, your neighbour’s tree fell and damaged your house. Who pays? For most people, this should be covered under your homeowner insurance policy, … Read more

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Ottawa remains stable in 2013, devoid of large fluctuations

Published January 30th, 2014

Members of the Ottawa Real Estate Board sold 610 residential properties in December through the Board’s Multiple Listing Service® system, compared with 615 in December 2012, a decrease of less … Read more

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Is using your RRSP to buy a house passé?

Published January 29th, 2014

The Financial Post by  Gary Marr, January 29th, 2014 The $25,000 Ottawa allows you take out of your retirement fund to buy your first home sure doesn’t go as far … Read more

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Why it’s hard to win an expropriation fight

Published January 28th, 2014

By Robert Hof Frank Meyers, a farmer in Trenton, Ontario, made the news last week about his 7 year fight to stop Canada’s National Defence Department’s plan to expropriate his … Read more

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See Mark’s Canada AM interview – January 15, 2014

Published January 22nd, 2014

By Robert Hof Frank Meyer’s home that has been in his family for over 200 years is now being expropriated by the Canadian Ministry of National Defence. See Mark’s interview … Read more

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Missing a page can nullify a real estate contract

Published January 20th, 2014

By Robert Hof Mark Weisleder You can never be too careful – as Mark Weisleder demonstrates here – Robert. Real estate contracts must be properly signed and accepted. This applies … Read more

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Canadian home sales moderate further in December

Published January 15th, 2014

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales activity posted its third consecutive month over month decline in December 2013. View PDF.

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The Perils of Buying or Selling a pre-construction condominium

Published January 14th, 2014

By Robert Hof   Mark Weisleder By real estate lawyer, Mark Weisleder. For the last number of years, it was almost a given that if you bought a pre-construction condo, … Read more

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Home inspection may require a team approach

Published January 7th, 2014

By Robert Hof Since writing about changes coming to the home inspection industry, I have received countless emails from home inspectors, real estate agents and buyers. Buyers complained after closing … Read more

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What to expect when you’re extending

Published December 31st, 2013

By Robert Hof Buyers often need to request an extension to their closing date. The main reasons are as follows: The buyers have not yet sold their current home; or … Read more

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November resale market on a par with last year’s results

Published December 30th, 2013

The snowy month of November brought with it a slower than average resale market in Ottawa. Members of the Ottawa Real Estate Board sold 891 residential properties in November through … Read more

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Meaningful change coming to home inspection industry

Published December 23rd, 2013

By Robert Hof Happy Holidays to all of my readers. Thank you for all of your emails and good wishes throughout the year. I wish all of you and your … Read more

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CMHC Comprehensive Report on Housing in Canada

Published December 18th, 2013

By Robert Hof OTTAWA, December 18, 2013 — Canada Mortgage and Housing Corporation (CMHC) today released the 2013 Canadian Housing Observer, its detailed annual review on the state of housing … Read more

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Canadian Housing Market Remains Solid as Economy Continues to Improve

Published December 17th, 2013

By Robert Hof Genworth Canada Releases Autumn 2013 Metropolitan Housing Outlook TORONTO, Nov. 19, 2013 /CNW/ – While housing starts have slowed since their burst from 2010 to 2012, there … Read more

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Be clear about rental items in real estate contracts

Published December 9th, 2013

By Robert Hof When you sell your home, if you expect the buyer to take over any of your rental obligations, be clear, or you will end up paying for … Read more

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The perils of helping kids buy a home

Published December 3rd, 2013

By Robert Hof As a result of the high prices in the real estate market, parents are assisting their children with the purchase of a home. Depending on the type of … Read more

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October resales comparable to five-year average

Published November 30th, 2013

Members of the Ottawa Real Estate Board sold 1,090 residential properties in October through the Board’s Multiple Listing Service® system, compared with 1,069 in October 2012, an increase of 2 … Read more

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Want to protect your view? Get it in writing

Published November 19th, 2013

By Robert Hof When you buy a home from a developer expecting to keep your view in the years ahead, get it in writing. An interesting case in an Ottawa … Read more

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Canadian home sales fall back in October

Published November 15th, 2013

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined in October 2013. View Article.

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Use two deposits for buyer protection

Published November 11th, 2013

By Robert Hof Mark Weisleder has an excellent point here – Robert. “Unfortunate occurrences are taking place in the real estate market when buyers have a change of heart after … Read more

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Indoor air quality and radon levels should be on home inspection lists

Published November 7th, 2013

By Robert Hof  OK – maybe this image is a bit over the top but air quality inside our homes is something many of us  rarely think about – Robert             … Read more

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Ottawa market heats up as fall settles in

Published October 30th, 2013

Members of the Ottawa Real Estate Board sold 1,119 residential properties in September through the Board’s Multiple Listing Service® system, compared with 995 in September 2012, an increase of 12.5 … Read more

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5 Things to consider when buying a resale home

Published October 28th, 2013

By Robert Hof The decision to buy a resale home is one of the most important ones your family will ever make. In order to be properly protected, here are … Read more

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Canada Emerges From “The Housing Market Correction No One Noticed”

Published October 16th, 2013

By Robert Hof Royal LePage records strong house price gains in the third quarter of 2013 TORONTO, October 10, 2013 – According to the Royal LePage House Price Survey released … Read more

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Canadian home sales edge higher in September

Published October 15th, 2013

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales posted a small month-over-month increase in September 2013. View PDF.

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5 key questions when buying a new home from a builder

Published October 15th, 2013

By Robert Hof Dealing with a new home builder is very different from buying a resale home, be it condo or residential. Mark Weisleder has wise words. Photo: Ross D. … Read more

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Now is the time for home closing protection insurance

Published October 8th, 2013

By Robert Hof Since writing my column on how to avoid a real estate train wreck, I have received many inquiries from buyers, sellers and realtors about home closing protection … Read more

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How to prevent a condo board breakdown

Published October 7th, 2013

By Robert Hof When owners lose trust in a condominium Board of Directors, necessary repairs do not get done, lawyers get called and the value of all of the units … Read more

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How to avoid a difficult tenant

Published October 3rd, 2013

By Robert Hof Mark Weisleder – more great advice. The Alberta case about the tenant Andreas Pirelli, who claimed that he was a “Freeman on the Land” and that the … Read more

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Many condo buyers are happily going carless

Published October 2nd, 2013

By Robert Hof Very interesting material here about the role of the car in our urban lives. Urban life can be hectic, and often doesn’t leave us the time or … Read more

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Canada & USA are both contemplating changes to the way we finance housing

Published October 1st, 2013

By Robert Hof An interesting article from the Financial Post, October 1, 2013. These are steps on the way to what market-watchers call the Holy Grail of housing finance – a … Read more

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Ottawa resale market on the up and up

Published September 30th, 2013

Members of the Ottawa Real Estate Board sold 1,219 residential properties, including condominiums, in August through the Board’s Multiple Listing Service® system, compared with 1,145 in August 2012, an increase … Read more

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How long is a banking day?

Published September 26th, 2013

By Robert Hof Sheri-Lee Weslock agreed to sell her home in Burlington to Neil Sexton on March 30, 2008, for $647,500. The deal was conditional for 4 banking days on … Read more

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Are you house rich or house poor?

Published September 19th, 2013

By Robert Hof From The Financial Post According to Statistics Canada, about one-quarter of Canadians are spending too much on housing costs. “Too much” is defined by Canada Mortgage and … Read more

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How to keep your house price secret on title

Published September 18th, 2013

By Robert Hof More and more buyers have been requesting that the amount they are paying for a home not show on the government’s title records. You can keep this … Read more

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CREA Updates Resale Housing Forecast

Published September 16th, 2013

CREA’s previous two forecasts anticipated that national sales activity in 2013 would improve following the slow start to the year, buoyed by the continuation of low interest rates amid a … Read more

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Why condo owners need insurance coverage

Published September 10th, 2013

By Robert Hof A recent study commissioned by Allstate Insurance demonstrated that many new condominium buyers are confused about the need to obtain a separate insurance policy to cover their … Read more

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Get it in writing when family members take title together

Published September 3rd, 2013

By Robert Hof There are many situations when family members take title together, whether for estate planning purposes or in most cases, when one member cannot qualify for financing alone. … Read more

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Steady as she goes. No major fluctuations in Ottawa resales

Published August 30th, 2013

Members of the Ottawa Real Estate Board sold 1,339 residential properties, including condominiums, in July through the Board’s Multiple Listing Service® system, compared with 1,376 in July 2012, a decrease … Read more

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What your home insurance won’t cover

Published August 28th, 2013

By Robert Hof When you hide something from your buyers, chances are you are going to have to pay for it after closing, as well as paying lawyers. And don’t … Read more

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Now is the time for home closing protection insurance

Published August 27th, 2013

By Robert Hof Since writing my column on how to avoid a real estate train wreck, I have received many inquiries from buyers, sellers and realtors about home closing protection … Read more

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Learn how to avoid a real estate train wreck

Published August 21st, 2013

By Robert Hof A real estate train wreck occurs when one deal fails to close which causes multiple deals to also fail to close. This typically happens when a client … Read more

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Seller financing can be a win-win for buyers and sellers

Published August 19th, 2013

By Robert Hof As a result of further restrictions announced by CMHC, it may be time for sellers to consider offering a seller take back mortgage as a means to … Read more

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Is a buyer entitled to a pre-closing inspection?

Published August 18th, 2013

By Robert Hof Most salespeople include a pre-closing visit or inspection in the real estate agreement. If it is not included, is the buyer entitled to a visit anyways? Read … Read more

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CMHC’s Ottawa Housing Report

Published August 17th, 2013

By Robert Hof Very interesting and comprehensive look at the Ottawa housing situation from CMHC. A good read for anyone looking at buying or selling. http://www.cmhc-schl.gc.ca/odpub/esub/64311/64311_2013_B01.pdf?fr=1376923302036

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Canadian home sales hold steady in July

Published August 15th, 2013

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales were little changed on a month over month basis in July 2013. View PDF.

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Canadian home sales hold steady in July

Published August 15th, 2013

By Robert Hof Ottawa, ON, August 15, 2013 -According to statistics released today by The Canadian Real Estate Association (CREA), national home sales were little changed on a month-over-month basis … Read more

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Condo sales dip below average; residential units remain steady

Published July 30th, 2013

Members of the Ottawa Real Estate Board sold 1,594 residential properties, including condominiums, in June through the Board’s Multiple Listing Service® system, compared with 1,662 in June 2012, a decrease … Read more

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Should you tell the next buyer about a prior negative home inspection report?

Published July 26th, 2013

By Robert Hof Mark Weisleder has some really good information here! – Robert “I am often asked what a seller is obligated to disclose to a future buyer if a … Read more

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Think small for big purchases

Published July 16th, 2013

By Rob Carrick The Globe and Mail: Published Monday, Jul. 15 2013 We have a big problem. Big weddings, big cars, big houses. They add up to big debts. Next … Read more

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Ottawa’s Light Rail Transit

Published July 15th, 2013

By Robert Hof I recently attended a presentation on the topic of our city’s LRT that has just begun construction. It was an excellent and enjoyable presentation and provided me … Read more

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Better to disclose damages that occur before closing

Published July 3rd, 2013

By Robert Hof A warning from Mark Weisleder. Robert. I am often asked whether a seller is required to disclose damages to a home that occur just before closing, or … Read more

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Banks inch up mortgage rates

Published July 2nd, 2013

By Robert Hof Fixed-rate mortgages are experiencing an increase in rates, according to an article published by CBC News. Royal Bank is just one of several big Canadian banks moving … Read more

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May market cools as the heat picks up

Published June 30th, 2013

Members of the Ottawa Real Estate Board sold 1,804 residential properties, including condominiums, in May through the Board’s Multiple Listing Service® system, compared with 1,890 in May 2012, a decrease … Read more

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Who you gonna call if the house is haunted, a medium – or a lawyer?

Published June 27th, 2013

By Robert Hof  Strange things happen in real estate. Mark Weisleder tells all. Robert. Do you need to disclose whether a house may be haunted? While the answer is likely … Read more

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Canadian home sales climb higher in May

Published June 17th, 2013

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales improved in May 2013, building on gains recorded in the previous two months. View Article.

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Pre-Approved Financing may not be enough for home purchase

Published June 17th, 2013

By Robert Hof Something not everyone may be aware of – thanks, Mark Weisleder. Lenders are more frequently asking for an appraisal of a property just prior to closing. If … Read more

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Royal Bank nudges mortgage rates higher

Published June 11th, 2013

By Robert Hof 5-year rate hiked to 3.29% Canada’s largest lender has raised its residential mortgage rates by a few basis points. Starting Monday, many of Royal Bank’s fixed-rate mortgages … Read more

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Trees add value to our environment and our bank accounts

Published June 10th, 2013

By Robert Hof Trees don’t ask for much—dirt, water, sunlight. Yet they provide a wealth of benefits: They improve the air you breathe, cut your energy bills with their shade, … Read more

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Be careful how you draft repair clauses in real estate agreements

Published June 9th, 2013

By Robert Hof After a typical home inspection, a buyer inspector discovers various deficiencies. The question is, what to do about them? In many cases, the buyer asks the seller … Read more

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Selling a family home can be very emotional, and costly

Published June 8th, 2013

By Robert Hof Mark Weisleder makes us aware of the pitfalls than can occur in a real estate transaction. When you sell a home that has been in the family … Read more

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An upswing in sales for the April market

Published May 30th, 2013

Members of the Ottawa Real Estate Board sold 1,573 residential properties, including condominiums, in April through the Board’s Multiple Listing Service® system, compared with 1,568 in April 2012, an increase … Read more

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Smoking in home reduces property value

Published May 21st, 2013

By Robert Hof It’s unhealthy, it’s disgusting, it stinks and eventually it will probably kill you. Not enough reason to stop smoking? Maybe this will help you quit. It can … Read more

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Canadian Home Sales Rise in April

Published May 15th, 2013

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales edged up slightly on a month over-month basis in April 2013. Activity has generally held … Read more

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$100,000 deposit lost when fax not read in time

Published May 6th, 2013

By Robert Hof The attached case raises interesting issues related to outstanding open work permits and how they might be handled on closing. In this case, the buyer purchased a … Read more

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Be wary of granting Power of Attorney or other real estate scams

Published May 5th, 2013

By Robert Hof A warning from Mark Weisleder – The Toronto Star The elderly or infirm are often the targets of con artists, who seek to take advantage of the … Read more

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Three myths about insurance and renos

Published May 3rd, 2013

By Robert Hof Insurance myths abound, according to a new consumer survey, and that ignorance can have pretty dire consequences for investors and other property buyers who are in the … Read more

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Spring market shows moderating trend

Published April 30th, 2013

Members of the Ottawa Real Estate Board sold 1,167 residential properties, including condominiums, in March through the Board’s Multiple Listing Service® system, compared with 1,388 in March 2012, a decrease … Read more

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It’s official – we are wonderful!

Published April 18th, 2013

By Robert Hof Royal LePage Performance Realty has been chosen as #1 workplace in Canada for women! We are so proud. Here is an extract from the congratulatory letter the … Read more

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It’s spring – finally!

Published April 17th, 2013

By Robert Hof The media are constantly serving us doses of doom and gloom about the real estate market and it is true that even in Ottawa it has slowed … Read more

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Real Estate Partnerships Require Careful Planning

Published April 16th, 2013

By Robert Hof Investors will find this helpful. Mark Weisleder is offering some advice on setting up real estate partnerships. Robert. I am often asked how real estate partnerships or … Read more

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Environmental liability – beware!

Published April 15th, 2013

By Robert Hof Innocent and blameless property owners may be exposed to significant environmental liability risk. When assessing environmental liability one might think that, if a land owner did not … Read more

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Canadian home sales rise in March

Published April 15th, 2013

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales edged upward on a month over month basis in March 2013 but stayed well below … Read more

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When do you have to vacate a rental unit in Ontario?

Published April 11th, 2013

By Robert Hof Mark Weisleder addresses a potentially tricky situation that could arise when you move into a home or apartment that has been rented prior to you buying it.  Robert. A residential tenancy … Read more

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Disclose clearly when buying from your own client

Published April 1st, 2013

By Robert Hof Good advice for both agent and client from lawyer, Mark Weisleder. Robert I am always asked how much should be disclosed when a salesperson buys a property from … Read more

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Ottawa resale market up from January

Published March 30th, 2013

Members of the Ottawa Real Estate Board sold 914 residential properties, including condominiums, in February through the Board’s Multiple Listing Service® system, compared with 1,008 in February 2012, a decrease … Read more

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Flaherty blasted for pressuring Manulife to reverse mortgage rate cut

Published March 20th, 2013

By Robert Hof This is from the Ottawa Business Journal Finance Minister Jim Flaherty is coming under fire for using his position to pressure a private sector mortgage lender to … Read more

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Beware of the “Right to Buy” Offer

Published March 19th, 2013

By Robert Hof There are non-realtors out there who are trying to put real estate deals together, using an agreement called a “Right to Buy” or “Option to Purchase.” They … Read more

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Brokers pursue mortgage break for first-time home buyers

Published March 18th, 2013

By Robert Hof In July of 2012, the federal government implemented new, tougher regulations surrounding mortgages, including shortening the maximum amortization period on insured mortgages from 30 to 25 years, … Read more

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Canadian home sales edge back in February

Published March 15th, 2013

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales activity edged back down on a month over month basis in February 2013 following an … Read more

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Beware of the registration type of your future mortgage.

Published March 12th, 2013

By Robert Hof I received this Toronto Star article from our great mortgage specialist, Gemma Riley-Laurin, who wrote the intro. The link to the complete article is at the end … Read more

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Do you need to disclose a grow-house rumour?

Published March 11th, 2013

By Robert Hof Sensible advice from lawyer Mark Weisleder – as ever! I am often asked whether a seller needs to disclose that a property was once a grow-house. In … Read more

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Who gets the family home?

Published March 4th, 2013

By Robert Hof From Mark Weisleder’s newsletter… Who gets the family home when a marriage breaks down? When a marriage breaks down, one of the major questions for a couple … Read more

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Tax time is approaching…

Published March 3rd, 2013

By Robert Hof Some great advice from The Toronto Star’s Evelyn Jacks, brought to my attention my our mortgage whiz, Gemma Riley-Laurin. Thanks, Gemma. http://www.thestar.com/business/personal_finance/2013/03/02/avoid_these_8_common_tax_filing_mistakes.html

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Ottawa market dips post “cool down”

Published February 28th, 2013

Members of the Ottawa Real Estate Board sold 602 residential properties, including condominiums, in January through the Board’s Multiple Listing Service® system, compared with 682 in January 2012, a decrease … Read more

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Revving back up to speed

Published February 25th, 2013

By Robert Hof It’s been quite a while since my last blog posting, for which I apologize. I have been busy getting ready for the spring market which is a … Read more

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Canadian home sales edge higher in January

Published February 15th, 2013

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales activity edged up on a month-over-month basis in January 2013. National sales activity has held … Read more

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Homeowners stung by botched ‘rent to own’ scheme

Published February 11th, 2013

By Robert Hof Unlicensed agent keeps money while ‘buyer’ occupies home If horror stories are your thing, here is one from Western Canada, written by CBC News’s Kathy Tomlinson. http://www.cbc.ca/news/canada/british-columbia/story/2013/02/08/bc-renttoown.html

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Steady as she goes for the Ottawa resale market in 2012

Published January 30th, 2013

Members of the Ottawa Real Estate Board sold 618 residential properties in December through the Board’s Multiple Listing Service® system, compared with 695 in December 2011, a decrease of 11.1 … Read more

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Buyers out $10,000 as house deal falls apart

Published January 28th, 2013

By Robert Hof If a house deal falls apart because the buyer can’t close and the seller then sells the property to someone else for more, who gets the deposit? … Read more

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Bank of Canada signals rates likely on hold until 2014

Published January 23rd, 2013

The Bank of Canada announced on January 23rd, 2013 that it is keeping its key policy interest rate at 1 per cent, where it has been held for more than … Read more

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A $46,000 home buying mistake

Published January 21st, 2013

By Robert Hof Another cautionary tale from Mark Weisleder. Be sure to make sure that any requests to ensure things like a home’s oil tank is in good working order … Read more

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Why more home sellers are listing in January

Published January 15th, 2013

By Robert Hof With an uncertain housing market, more homeowners are opting to put their houses on the market in January. Traditionally, January is a slow month for real estate … Read more

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Canadian home sales little changed in December

Published January 15th, 2013

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales activity was little changed on a month over month basis in December 2012, holding it … Read more

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Should home seller disclose if someone died in the house?

Published January 8th, 2013

By Robert Hof In November the Toronto Star reported that a Bowmanville couple is suing their real estate agent and the people from whom they bought their house for not … Read more

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Top real estate lessons from 2012

Published January 3rd, 2013

By Robert Hof Lots can go wrong on the day a real estate deal is closed – including getting the wrong keys, or not enough of them. By Mark Weisleder … Read more

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Always get real estate details in writing

Published December 17th, 2012

By Robert Hof Another cautionary tale from Mark and Moneyville There is a reason why real estate deals have to be in writing. Things said, but not written down, are … Read more

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Avoid condo buyers’ remorse: Read the fine print

Published December 5th, 2012

By Robert Hof Mark Weisleder has some serious words of warning. Robert When you buy a condominium from plans and it won’t be built for a few years, the developer … Read more

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The Bank of Canada announces changes

Published December 4th, 2012

By Robert Hof As you know, variable rate mortgage and lines of credit and/or student loans are all based on the Prime Rate and, as promised, here is your personal … Read more

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Matrimonial home, or not? A $500,000 question

Published November 26th, 2012

By Robert Hof In some circumstances a cottage can be considered a matrimonial home in the event of divorce. A matrimonial home is recognized as a very special asset by … Read more

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Must you disclose noisy neighbours when you sell?

Published November 19th, 2012

By Robert Hof Peterborough’s Anne Langdon says the basketball playing of her neighbour’s teenage son is a disturbance. So, too, is the wooden panel they created at the edge of … Read more

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When can you walk away from a house deal?

Published November 13th, 2012

By Robert Hof Mark’s follow-up to the earlier piece about the 3.3. million deal that went wrong. Robert. Be sure you fully understand the details before closing a real estate … Read more

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9 cm error turns dream home into nightmare for couple

Published November 12th, 2012

By Robert Hof  A cautionary tale from CBC News  back in the summer. Robert. A couple’s dream home is turning into a nightmare, all because of nine centimetres. The Conception … Read more

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First-time homeowners expected to drive demand for lower-priced condos

Published November 9th, 2012

By Robert Hof Good article from The Citizen – Robert By NECO COCKBURN, Ottawa Citizen November 9, 2012 First-time homebuyers will be fuelling the market for condos and possibly townhouses, … Read more

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$3.3m sale went wrong for the seller

Published November 5th, 2012

By Robert Hof Mark’s article this week deals with an instance that it is well to be aware although it happens rarely. I have made some minor edits to protect … Read more

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The Financial Consumers Agency of Canada

Published November 4th, 2012

By Robert Hof I have recently discovered The Financial Consumers Agency of Canada and highly recommend that you take a look. It is interesting and informative on everything from choosing a … Read more

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Pros and cons of rent-to-own

Published October 29th, 2012

By Robert Hof Rent-to-own may provide a win-win for both owners and tenants. By Mark Weisleder | Fri Oct 26 2012  – Reprinted from Moneyville online magazine The changes to … Read more

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A financial update from Gemma Riley-Laurin

Published October 26th, 2012

By Robert Hof As you know, variable rate mortgages, lines of credit and/or student loans are all based on the Prime Rate and as promised, here is your personal update … Read more

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Building a better Condominium Act: Current issues and suggested amendments

Published October 25th, 2012

By Robert Hof Interesting video presentation on the crafting on the new Condominium Act that is currently in the works. Thanks to Condo Business magazine. http://www.condobusiness.ca/VReportforOctober2012.aspx

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A good time to look for investment property

Published October 24th, 2012

By Robert Hof Now is a good time to enter the rental property market for both residential and commercial buildings. If the real estate market is headed for a correction, … Read more

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Fight over 19-ft. bookshelf landed in court

Published October 23rd, 2012

By Robert Hof If a wall unit is attached by a hook or other device that can be easily removed, then it may not be included with the house. When … Read more

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Should your home’s selling price be made public?

Published October 9th, 2012

By Robert Hof Should you care whether someone knows how much you paid for your home? Some people think that information should be made public, while others believe that constitutes … Read more

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Buyers get ready!

Published October 8th, 2012

By Robert Hof There hasn’t been an opportunity like this in Ottawa for ages. There is an oversupply of listings, meaning plenty of choice, prices are sliding a bit and … Read more

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A statement from Ottawa Real Estate Board President, Ansel Clarke

Published October 4th, 2012

By Robert Hof September sales historically on track in Ottawa “There has been a lot of attention recently on the need to “cool” the real estate market across the country,” … Read more

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My tenant wrecked the place — now what?

Published October 2nd, 2012

By Robert Hof More about landlord and tenant headaches and how to protect yourself. Robert. Steven from Toronto writes: “I successfully evicted a tenant on September 5, 2012 at 8:40 … Read more

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The Ontario Ministry of Consumer Services wants to hear from us.

Published October 1st, 2012

By Robert Hof Since 1998, condos in Ontario have been governed by the Condominium Act. Changing times and changing types of condominiums have led to the Ministry instigating a review … Read more

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Kudos to Mark and Moneyville

Published September 26th, 2012

By Robert Hof Readers may have noticed that many articles posted here are from Moneyville, a Canadian online magazine which covers all sorts of money related issues. I find it excellent … Read more

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Why you may not need an apartment lease

Published September 25th, 2012

By Robert Hof More about landlords and tenants from Mark Weisleder. Robert. Reproduced from Moneyville Ontario landlords and tenants may not need a lease since the law is clear and comprehensive … Read more

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The other costs involved in buying a home

Published September 18th, 2012

By Robert Hof Unless you are aware of these costs, they could punch you on the head with a hefty blow. Be prepared.  The article here explains everything in great … Read more

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Some clauses in apartment leases aren’t legal

Published September 17th, 2012

By Robert Hof Mark’s column this week should be of interest to anyone renting an apartment or have sons and daughters who are  doing so. Robert. As the new school … Read more

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Canada among the 7 best housing markets in the world!

Published September 5th, 2012

By Robert Hof In case you missed this one in the Financial Post, here is some good news – Robert. http://business.financialpost.com/2012/09/05/canada-among-7-best-housing-markets-in-the-world/

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Grandad’s verbal promise enforced by court

Published September 4th, 2012

By Robert Hof I had never heard of “promissory estoppel” before I read this article by Mark Weisleder in Moneyville magazine. Really interesting case. Robert. An Ontario judge has ordered … Read more

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How to avoid home closing day anxiety

Published August 29th, 2012

By Robert Hof Lots of things can go wrong on closing day. If you’re careful and think ahead, you can avoid a lot of anxiety later. Sometimes, though, you have … Read more

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Good home inspections find water problems

Published August 21st, 2012

By Robert Hof You can never be too careful! Home inspections are so very important. Another word of wanring from Mark Weisleder. Robert Reprinted from Moneyville Magazine Fri Aug 17 … Read more

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How to win a landlord-tenant dispute

Published August 14th, 2012

By Robert Hof No-one wants to be in this position but sometimes it can’t be avoided. Just make you’ve got your ducks lined up before you go before the board. … Read more

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Avoiding property fraud 101

Published August 7th, 2012

By Robert Hof Very interesting and informative article published in Canadian Real Estate Wealth magazine. It’s something we have heard about but probably don’t know too much about how to … Read more

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No breaks for offshore condo investors from the taxman

Published August 6th, 2012

By Robert Hof This is something that buyers, sellers and their agents should be aware of – Robert. There have been a lot of stories of foreign citizens buying Canadian condominium … Read more

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Investors, take note!

Published July 30th, 2012

By Robert Hof Although this article focuses on the Toronto market, the advice Mark gives could equally well apply here in Ottawa. Robert. As GTA real estate softens, how to reduce risk … Read more

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This calls for a celebration!

Published July 29th, 2012

By Robert Hof Royal LePage is celebrating its birthday – one that most of us don’t see! Our company is 100 years old! 100 years of experience has allowed the … Read more

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Bidding wars – how to protect yourself

Published July 24th, 2012

By Robert Hof I have never liked bidding wars but one has to accept the fact that sometimes they do happen. Mark Weisleder has once again written an excellent article. … Read more

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Canada’s housing market at a tipping point

Published July 10th, 2012

By Robert Hof Royal LePage annouces it’s second quarter House Price Survey (Q2) and Market Survey Forecast. I will be attaching a link to the survey on my website.

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Does a minute matter in a real estate deal?

Published July 9th, 2012

By Robert Hof Mark Weisleder’s articles are always so interesting and informative that I am pleased to reproduce them here on my blog. Robert. By Mark Weisleder | Fri Jul … Read more

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Find out early if your seller is a non-resident

Published July 5th, 2012

By Robert Hof Real estate lawyer Mark Weisleder’s articles are always interesting and informative. Here he explains something that many buyers and sellers may be uaware of. – Robert. With … Read more

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First time home buyers: five things to remember

Published June 28th, 2012

By Robert Hof Buying a home for the first time can be one of the most stressful experiences for anyone, whether you are single, a couple or family. It is … Read more

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Ottawa tightens mortgage rules as authorities adjust to worsening world economic threat

Published June 22nd, 2012

By Robert Hof The story behind Jim Flaherty’s recent announcement: The looming damage from Europe’s banking crisis was front and centre Thursday as Finance Minister Jim Flaherty and Mark Carney, … Read more

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Bank of Canada interest rate decision: What you need to know

Published June 13th, 2012

By Robert Hof For those keeping a watchful eye on the Canadian economy,  news from the Bank of Canada has been eagerly awaited. Bank of Canada Governor Mark Carney announced … Read more

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Home inspector liable for cost of removing mould

Published June 12th, 2012

By Robert Hof Making sure a new home is inspected is essential. A recent court ruling found a home inspector liable for the cost of removing mould from a house. … Read more

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Canadians taking extra steps to tackle debt load

Published May 29th, 2012

By Robert Hof Another excellent piece from The Globe and Mail – Robert The majority of Canadians are in debt but nearly half of them are trying  to pay off … Read more

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Mortgage brokers warn about new refinancing rules

Published May 22nd, 2012

By Robert Hof  Something we should be aware of. We’ll keep you posted as things develop. RH From Tuesday’s Globe and Mail Canada’s mortgage brokers are warning the banking regulator … Read more

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Want to buy a cottage?

Published May 18th, 2012

By Robert Hof A lot of good information in this Financial Post article and also the Royal LePage Recreational Property Report which you can find in full on my website, … Read more

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Is this where we are going?

Published May 1st, 2012

By Robert Hof I found an article in an old National Post dated December of last year. It really made me think. Yes, it’s about Vancouver and they’re all a bit crazy … Read more

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Finding the right home, with or without Mr. Right

Published April 23rd, 2012

By Robert Hof This article, gleaned from April 19th’s Globe and Mail, addresses possible problems for women buying their first homes solo. By Andrea Self The Globe and Mail I … Read more

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Very interesting piece on foreign buyers

Published April 18th, 2012

By Robert Hof Something to think about. And please comment if you wish. Debate on banning foreign buyers resurfaces Written by  Vernon Clement Jones It’s a controversial suggestion that isn’t … Read more

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Decision to stick with mortgage rules praised

Published April 10th, 2012

By Robert Hof This piece is reproduced from the Toronto Star, March 31st, 2012 Some brokers feared tighter leash on buyers. Canada’s mortgage brokers are applauding Ottawa’s decision to hold … Read more

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They do it differently down there…

Published April 3rd, 2012

By Robert Hof I have recently heard about the goings-on in the Toronto real estate market. A friend of a friend listed their modest row home for $269,000. The agent … Read more

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Fraudsters use Realtor reputation in online scam

Published March 26th, 2012

By Robert Hof This is a scary story. Originally aimed at real estate professionals, it has relevance for everyone who is selling their home. Let us all be aware that … Read more

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Your mortgage penalty may be tax deductible

Published March 21st, 2012

By Robert Hof I came across this interesting piece of information from the Mortgage Brokers of Ottawa Maximizing their income tax refund is something most Canadians seem to be thinking about … Read more

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Canada’s top banks cut mortgage rates

Published March 12th, 2012

By Robert Hof Reproduced from The Vancouver Sun. Canada’s Big Five banks have rolled out rock-bottom mortgages at 2.99 per cent for the second time this year. Toronto-Dominion Bank, Royal … Read more

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Paying off early can cost you!

Published February 27th, 2012

By Robert Hof http://roberthof.ca/robertsblog/paying-off-early-can-cost-you This article comes from www.moneyville.ca.  Always worth checking for financial information, the site features regular articles from two busy women. Toronto Star business reporter Madhavi Acharya-Tom … Read more

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A case for title insurance?

Published February 23rd, 2012

By Robert Hof I am reproducing this piece from the Financial Post without edit or alteration of any kind. It is definitely something we should be aware of. Equifax uncovers … Read more

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Look out for me on Twitter

Published February 22nd, 2012

By Robert Hof It’s taken a while for me to get around to tweeting. After 42 years in the business I have seen a lot of new technology come around. … Read more

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Spring is Tardy but the Market is in Full Flight

Published April 16th, 2011

By Robert Hof I am busy, busy right now as the market has taken off as it usually does at this time of year. Mortgage rates remain affordable and the … Read more

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Everything you need to know

Published November 23rd, 2010

By Robert Hof Consumers today are so fortunate to have a wealth of information available at the stroke of a key. Sorting through that information is another story. When is information … Read more

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The condo boom and what it means

Published November 22nd, 2010

By Robert Hof I recently came across a very interesting article in a very interesting magazine,  entirely devoted to condominiums. The article entitled Condo Boom Illustrates a Market out of … Read more

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Mortgage Rates – what’s happening?

Published July 27th, 2010

By Robert Hof More to the point, what’s going to happen? It seems to be agreed that we are in for a rise in interest rates – but when? how … Read more

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It’s here and we have to swallow it! The HST, that is.

Published July 15th, 2010

By Robert Hof I have to admit to being derelict in keeping up with my blog recently. It’s not that there’s nothing to talk about for sure, what with the … Read more

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Spring?

Published March 3rd, 2010

By Robert Hof Well, maybe that’s optimistic as I’m sure there is more bad weather to come before the flowers bloom but warmer weather and less white stuff around does … Read more

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Tightening Up on Mortgage Lending

Published February 16th, 2010

By Robert Hof The Minister of Finance Jim Flaherty has today issed a statement on the requirements for mortgage qualification. The Globe and Mail has an excellent analysis and in … Read more

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Condo Prices Up 22.5% in Year

Published February 8th, 2010

By Robert Hof Reproduced from The Ottawa Citizen Home listings remain tight, board president says Condominium prices are continuing to increase markedly faster than those for other types of housing … Read more

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News from the Bank of Canada

Published January 21st, 2010

By Robert Hof I am always keeping an eye open for items that may be of interest to my clients. Yesterday the following  article crossed my desk. It was posted … Read more

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Lots of Good Information

Published January 18th, 2010

By Robert Hof January is the month when we start receiving all the interesting information that has been compiled over the last twelve months and also start seeing the predictions … Read more

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Gearing Up For Business

Published January 4th, 2010

By Robert Hof It’s the beginning of the year and I’m waiting for all the valuable real estate market information that proliferates in January. All the statisticians are surely scurrying … Read more

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The Tail End of a Surprising Year

Published December 22nd, 2009

What an amazing year it has been. In January we were all biting our nails in anticipation of dreadful news from the finiancial sector that could slash and burn our … Read more

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An Introduction

Published November 20th, 2009

By Robert Hof Welcome to my blog! I intend to use this space to publish articles and items of interests concerning real estate, primarily, but not exclusively, focussing on condominiums … Read more

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